General Terms of Service Template (Draft - Not Legal Advice)

Effective Date: January 2019

1. Introduction and Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Pearl Global Impact, a company incorporated under the laws of Rome, Italy ("Company," "we," "us," or "our") concerning your access to and use of the Pearlglobalimpact.org website, and all associated services (collectively, the "Services").

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the Services and must discontinue use immediately.

2. Eligibility

You represent and warrant that you:

• Are at least Minimum Age, e.g., 18 years old and have the legal capacity to enter into this agreement.

• Will not use the Services if you are a resident of any jurisdiction where your use of the Services would be contrary to local laws or regulations.

• Are not currently suspended or removed from the Services.

3. User Accounts and Registration

• Account Creation: You may be required to register for an account to use some or all of the Services. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

• Security: You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your password or account.

• Suspension and Termination: We reserve the right to suspend or terminate your account at our sole discretion, including for any violation of these Terms or for any unlawful or improper use of the Services.

4. Services Offered

• Access to content, media, and learning materials.

• E-commerce transactions for cryptocurrency.

• Platform for user-generated content (UGC).

• Use of software or application features.

5. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. Prohibited activities include, but are not limited to:

• Criminal or unlawful activity, including fraud, money laundering, or terrorist financing.

• Systematically retrieving data or content from the Services to create or compile a database or directory without written permission from us.

• Circumventing, disabling, or otherwise interfering with security-related features of the Services.

• Impersonating another person or entity.

• Harassing, abusing, or threatening any of our employees or agents or other users.

6. Intellectual Property Rights

• Our IP: Unless otherwise indicated, the Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Services (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

• User License: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for your personal, non-commercial use.

• User Content: Any content you post or submit grants us a worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, publish, and distribute your content in connection with the Services.

7. Third-Party Websites and Content

The Services may contain links to third-party websites ("Third-Party Websites") and third-party content ("Third-Party Content"). We are not responsible for any Third-Party Websites or Third-Party Content accessed through the Services. Your use of such third-party sites is subject to their own terms and policies.

8. Term and Termination

• These Terms shall remain in full force and effect while you use the Services.

• You may terminate your agreement with us at any time by discontinuing your use of the Services and closing your account.

• We may terminate your access to the Services at any time, for any reason, without notice.

9. Disclaimers

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Limitation of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your use of the Services; (2) your breach of these Terms; (3) your violation of the rights of a third party, including but not limited to intellectual property rights; or (4) any overt harmful act toward any other user of the Services with whom you connected via the Services.

12. Governing Law

These Terms and your use of the Services are governed by and construed in accordance with the laws of US, EU Countries where your company is based, without regard to its conflict of law principles.

13. Dispute Resolution

[Choose one: Arbitration or Judicial Litigation. Arbitration is common for online services.]

• Option A (Binding Arbitration): Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach thereof, shall be settled by binding arbitration administered by [Arbitration Association, e.g., AAA] in accordance with its rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The arbitration shall take place in Rome, Italy.

• Option B (Judicial Litigation): Any legal action of whatever nature shall be brought in the state and federal courts located in Rome, Italy and the parties hereby consent to the personal jurisdiction and venue of such courts.

14. Modifications to Terms

We reserve the right to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the "Effective Date" of these Terms. Your continued use of the Services after the date such revised Terms are posted will constitute your acceptance of the revised Terms.

15. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

support@pearlglobalimpact.org